• Consistent and Timely Verbal and Written Responses to Your Participants' Questions
• Preparation and Distribution of Required Plan Documents, including Summary Plan Descriptions and Summary of Material Modifications
• Maintenance of Member Eligibility and Superior Claim Adjudication
• Negotiation of all Contracts with the National Fund's Service Partners
• Administration and Operations are overseen by Labor and Management Trustees
• Leveraged Purchasing Power Resulting in Managing Costs, Maximizing Discounts and Reduced Overall Administration Expenses
• Spreading of Risk, Producing Reduced Volatility in Rate Renewals
• Flexible Benefit Coverage Elections to Meet Your Specific Needs
• COBRA and HIPAA Administration
• Eliminate FASB 106 & SOP 92-6 Liabilities for Retiree Obligations, (where applicable)
• Non-bargaining Employee Coverage Availability

Financial Matters

• All administrative costs are included in the quoted
  rates
• COBRA & HIPAA administration is part of the
  National Fund's service and the cost is included in
  the premium
• The National Fund allocates assets to fund
  appropriate levels of reserves for future
  contingencies

Professional Services

• All auditing, legal, banking, administrative and underwriting needs
• Constant monitoring of participant needs and developments in the medical, dental, vision, Medicare and prescription drug marketplace
• Professional oversight on all National Fund underwriting, financial and investment matters

Plan Design and Network Access

• Flexible Benefit options include any or all of the medical, dental, vision, prescription drug, disability or life insurance benefits to suit group's needs
• Medical benefits through the Carefirst Blue Cross Blue Shield nationwide PPO network considered to be the most widely recognized accessible network of hospitals and physicians, offering deep discounts
• Prescription Drugs through Express Scripts, one of the largest pharmacy networks, including mail order
• Dental coverage through Delta Dental using their expansive comprehensive network of providers
• Vision benefits with National Vision Administrator
• Life and A&D benefits through MetLife

Non-Bargaining Employees

• Employers can cover all of their bargaining <u>and</u> non-bargaining employees

Management Oversight

• Joint Labor and Management Trustee Committee to handle participant appeals